Love will make us do a lot of dumb things ... like cash out our retirement fund and send it to a complete stranger.

That's what one New Jersey woman did recently after talking to a man on the dating site

The guy claimed to be an engineer working in Malaysia and quickly started laying on the financial hard luck stories to 59-year-old Tracee Carrasco, who's a cancer survivor, by the way.

Even though Tracee knew better than to go down this rabbit hole, her chance at a love connection outweighed her common sense and she ended up cashing out an $86,000 IRA and sending it to the con man.

The dating site refuses to take responsibility as they state clearly to "ignore any request to send money, be careful about sharing personal information, and being wary of communication that sounds too good to be true."